Answer six quick questions to score your home loan out of 100. You'll get an instant score and a general summary based on your answers - no sign-up, no obligation.
Do you know your current home loan interest rate?
Knowing your rate is the first step to knowing if it's competitive.
When was your loan last reviewed?
Lenders save their sharpest pricing for new business - existing loans quietly drift.
How is your loan structured?
Offset accounts, splits and the right features can cut the interest you pay.
Do you have a clear property plan for the next few years?
A plan (upgrade, invest, renovate) helps structure your lending the right way now.
How comfortable is your savings buffer?
A buffer helps you handle rate changes or surprises with confidence.
How confident are you that your income is being assessed to its full potential?
Shift penalties, overtime and allowances can boost borrowing power - if presented properly.
Your score is a starting point, not a review. A Home Loan Health Check is our full service: we compare your loan against the market, look at your structure and borrowing power, and show you in plain English what your options are. It is free, and there is no obligation.
Book your Home Loan Health CheckThis tool gives general guidance only and is not credit or financial advice. Your answers stay in your browser.
